Terms & Conditions

Effective Date: 27-08-2024

1. Introduction

Welcome to the website of Zoe Women’s Mutually Aided Co-Op Thrift & Credit Society Limited (“Zoe Co-Op”, “we”, “us”, “our”). By accessing and using our website, you agree to comply with and be bound by these Terms & Conditions. If you do not agree with these terms, please do not use our website.

2. Use of the Website

2.1 Eligibility You must be at least 18 years old to use our website. By using our website, you represent that you are of legal age to form a binding contract.

2.2 Account Responsibility If you create an account on our website, you are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

2.3 Prohibited Activities You agree not to:

Use our website for any unlawful purpose
Engage in any activity that could damage, disable, or impair our website
Attempt to gain unauthorized access to any part of our website or any systems or networks connected to it
Use automated systems or software to extract data from our website without our permission

3. Intellectual Property

All content and materials on our website, including text, graphics, logos, and images, are the property of Zoe Co-Op or our licensors and are protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, or distribute any content from our website without our express written permission.

4. Links to Third-Party Websites

Our website may contain links to third-party websites that are not owned or controlled by Zoe Co-Op. We are not responsible for the content or practices of any third-party websites. Your use of third-party websites is at your own risk.

5. Disclaimers

Our website and services are provided on an “as-is” and “as-available” basis. We make no warranties, express or implied, regarding the accuracy, reliability, or completeness of the information on our website. We do not guarantee that our website will be available at all times or free from errors or viruses.

6. Limitation of Liability

To the fullest extent permitted by law, Zoe Co-Op shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of or related to your use of our website or services, even if we have been advised of the possibility of such damages.

7. Indemnification

You agree to indemnify and hold harmless Zoe Co-Op and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising out of or related to your use of our website or violation of these Terms & Conditions.

8. Changes to These Terms

We may update these Terms & Conditions from time to time. We will notify you of any significant changes by posting the new terms on our website. Your continued use of our website after changes are made constitutes your acceptance of the updated terms.

9. Governing Law

These Terms & Conditions are governed by and construed in accordance with the laws of India. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts located in India.

10. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

Zoe Women’s Mutually Aided Co-Op Thrift & Credit Society Limited
Email: zeowomens@gmail.com